Financial Tools

Tax Witholding Calculator

If you are an employee, the Withholding Calculator can help you determine whether you need to give your employer a new Form W-4, Employee’s Withholding Allowance Certificate to avoid having too much or too little Federal income tax withheld from your pay. You can use your results from the calculator to help fill out the form.

Agency Owner: Board of Governors of the Federal Reserve System

Document Type: Calculator

Information Source:

Date: 04/14/2013

Debt Payoff Calculator

Determine how long it will take to pay off your debt based on different monthly payment scenarios.

Agency Owner: Board of Governors of the Federal Reserve System

Document Type: Tools, Calculator

Information Source:

Date: 04/04/2013

Retirement Estimator

Estimate Your Social Security Retirement Benefits Online. The Retirement Estimator is tied to a person’s actual Social Security earnings records and eliminates the need to manually key in years of earnings information.

Agency Owner: Board of Governors of the Federal Reserve System

Document Type: Tools, Calculator

Information Source:

Date: 04/04/2013

Savings Bonds, Future Value Calculators

Use savings bonds to plan for your financial future.

Agency Owner: Board of Governors of the Federal Reserve System

Document Type: Tools, Calculator

Information Source:

Date: 04/04/2013

Share Insurance Estimator

Are your funds fully insured? This Electronic Share Insurance Calculator will help you determine the insurance coverage for your accounts held at federally insured credit unions.

Agency Owner: National Credit Union Administration

Document Type: Tools, Calculator

Information Source:

Date: 02/18/2013

Step-by-Step Social Security Retirement Benefits Planner

This website provides a wide variety of information on Social Security retirement benefits: discussion of credits needed for benefit eligibility, benefit calculators for estimating benefit levels, questions to ask before applying for benefits, and a guide on how to apply for benefits.

Agency Owner: Small Business Administration

Document Type: Websites, Calculator

Information Source:

Date: 03/25/2012

Comparison of Early and Full Social Security Retirement Benefits

This website provides a chart that lists for each birth year the full retirement age and the amount by which the benefit is reduced if taken at age 62 rather than at the full retirement age. The chart also includes examples based on an estimated monthly benefit of $1000 at full retirement age.

Agency Owner: Social Security Administration

Document Type: Website, Calculator

Information Source:

Date: 03/25/2012

Life Expectancy Planner

Want to know your life expectancy? You can use our simple life expectancy calculator to get a rough estimate of how long you (or your spouse) may live. Knowing this information can help you make a more informed choice regarding when to collect Social Security retirement benefits.

Agency Owner: Social Security Administration

Document Type: Website, Tools, Calculator

Information Source:

Date: 03/25/2012

Plan Your Retirement

The Social Security Retirement Planner provides detailed information about your Social Security retirement benefits under current law and points out things you might want to consider as you prepare for retirement.

Agency Owner: Social Security Administration

Document Type: Website, Calculator

Information Source:

Date: 03/25/2012

Factors That Might Affect Your Social Security Retirement Benefits

This website provides information about eligiblity for Social Security benefits. It includes details about the receipt of benefits while working, different kinds of earnings and how they are counted towards benefits, maximum taxable earnings, credits needed to be eligible to receive benefits, the windfall elimination provision, the government pension offset, and income tax and Social Security benefits.

Agency Owner: Social Security Administration

Document Type: Website, Calculator

Information Source:

Date: 03/25/2012

Plan Your Retirement

The Social Security Retirement Planner provides detailed information about your Social Security retirement benefits under current law and points out things you might want to consider as you prepare for retirement.

Agency Owner: Social Security Administration

Document Type: Website, Calculator

Information Source:

Date: 03/25/2012

Group Life Insurance for Federal Employees Calculators

This site is specifically for employees of the Federal government. You can use this on-linen calculator to determine the face value, premiums and how to carry your coverage into retirement.

Agency Owner: Office of Personnel Management

Document Type: Website, Tools, Calculator

Information Source:

Date: 03/25/2012

Investor.gov

The SEC’s Web site, focused on the needs of individual investors, Investor.gov, offers a wealth of information on how to become a smarter investor. Use retirement calculators, tools, and games to increase your financial knowledge. Or, read articles on products such as mutual funds, variable annuities, and 529 college savings plans. The site also can help you figure out what questions to ask before investing and where to get the answers.

Agency Owner: Securities and Exchange Commission

Document Type: Website, Calculator

Information Source:

Date: 03/25/2012

Electronic Deposit Insurance Estimator (EDIE)

This website presents the Federal Deposit Insurance Corporation’s Electronic Deposit Insurance Estimator (EDIE). This on-line tool can calculate your FDIC insurance coverage for each FDIC-insured bank where you have deposit accounts.

Agency Owner: Federal Deposit Insurance Corporation

Document Type: Website, Tools, Calculator

Information Source:

Date: 03/25/2012

Savings Bonds, Current Value Calculators

This website provides information on US Savings bonds. It features an on-line calculator for determining the value of various types of savings bonds including Series EE, E and I bonds and Savings Notes.

Agency Owner: Department of the Treasury

Document Type: Website, Tools, Calculator

Information Source:

Date: 03/25/2012

Tax Planning for U.S. Savings Bonds

This website provides information about the tax advantages of saving with US Savings Bonds. If you only look at the rate your savings bonds are earning, they may not seem like a strong investment. But when you factor in all the tax advantages, your bonds are earning more than you think. The site includes a Tax Advantages Calculator.

Agency Owner: Department of the Treasury

Document Type: Website, Tools, Calculator

Information Source:

Date: 03/25/2012

Education Loan Repayment Plans and Calculators

Find information about repaying federal student loans including the new Income Based Repayment Plan, other repayment plans, loan deferments, servicing, consolidation, forgiveness, budgeting, and more. This website also includes on-line calculators to help you determine payment options.

Agency Owner: Department of Education

Document Type: Website, Tools, Calculator

Information Source:

Date: 03/25/2012

Medicare Eligibility Tool

Medicare is the nation’s largest health insurance program, covering nearly 40 million Americans age 65 or older, disabled, and/or experiencing end-stage renal disease. This website provides information and an online tool to help individuals determine whether or not they are eligible for Medicare, and to provide information about enrollment. If you are not a U.S. citizen or a lawfully admitted alien who has lived in the U.S. continuously for a five-year period, please contact Social Security at 1-800-772-1213 for your Medicare enrollment and eligibility instead of using this tool.

Agency Owner: Department of Health and Human Services

Document Type: Website, Tools, Calculator

Information Source:

Date: 03/25/2012

Long-Term Care Services and Costs

This website features a simple on-line tool about long-term health care services, how much you can expect to pay for long-term care, and what financing options are available to support your long-term care costs. The results of the Long-Term Care Planning tool are general in nature and not intended to replace comprehensive financial and other long-term personal planning.

Agency Owner: Department of Health and Human Services

Document Type: Website, Tools, Calculator

Information Source:

Date: 03/25/2012

Debt Payoff

Webpage with simple tool to help you determine how long it will take to pay off your debt based on different monthly payment scenarios.

Agency Owner: Department of Defense

Document Type: Tools, Calculator

Information Source:

Date: 03/25/2012

Medicare Eligibility Tool

Medicare is the nation’s largest health insurance program, covering nearly 40 million Americans age 65 or older, disabled, and/or experiencing end-stage renal disease. This website provides information and an online tool to help individuals determine whether or not they are eligible for Medicare, and to provide information about enrollment. If you are not a U.S. citizen or a lawfully admitted alien who has lived in the U.S. continuously for a five-year period, please contact Social Security at 1-800-772-1213 for your Medicare enrollment and eligibility instead of using this tool.

Agency Owner: Department of Health and Human Services

Document Type: Website, Tools, Calculator

Information Source:

Date: 03/25/2012

Long-Term Care Services and Costs

This website features a simple on-line tool about long-term health care services, how much you can expect to pay for long-term care, and what financing options are available to support your long-term care costs. The results of the Long-Term Care Planning tool are general in nature and not intended to replace comprehensive financial and other long-term personal planning.

Agency Owner: Department of Health and Human Services

Document Type: Website, Tools, Calculator

Information Source:

Date: 03/25/2012